A cancer diagnosis changes everything. Cancer insurance provides a financial safety net — cash benefits paid directly to you to use however you need during treatment and recovery.
Why Cancer Insurance Matters
Even with Medicare coverage, cancer treatment can involve significant out-of-pocket costs — copays for chemotherapy, radiation, specialist visits, and medications. Cancer insurance provides a cash benefit that helps bridge the gap.
Unlike traditional health insurance, cancer insurance pays benefits directly to you. You decide how to use the money — whether it’s for medical bills, travel to treatment centers, household expenses, or anything else you need.
- • Lump sum benefit upon cancer diagnosis
- • Cash for treatment, travel, and daily expenses
- • Works alongside Medicare and all other insurance
- • No network restrictions on treatment
- • Coverage for experimental and clinical trial costs
- • Benefits for second opinions and transportation
Coverage at a Glance
| Initial Diagnosis | Lump sum cash benefit (e.g., $10,000-$50,000) |
| Treatment Benefits | Per-treatment payments for chemo, radiation, surgery |
| Transportation | Travel benefits for treatment appointments |
| Experimental Treatment | Coverage for clinical trials and new therapies |
Why Consider Cancer Insurance?
Peace of Mind
Focus on your health, not your finances. Cancer insurance provides a financial cushion so you can concentrate on treatment and recovery. Best for: Anyone with a family history of cancer or who wants extra protection.
Cash When You Need It
Benefits are paid directly to you — not the hospital. Use the money for travel, lost income, childcare, or anything else that helps during treatment. Best for: People on fixed incomes who can’t afford unexpected expenses.
Complements Medicare
Cancer insurance works alongside Medicare, Medigap, and Medicare Advantage. It pays in addition to whatever your primary coverage provides. Best for: Medicare beneficiaries who want comprehensive cancer protection.
Cancer Protection for Ohio Families
Ohio is home to world-class cancer treatment centers, but getting there and managing treatment costs takes financial resources. Cancer insurance ensures you have the means to access the best care available — wherever it is.
- • Cancer treatment costs can exceed what Medicare covers — a dedicated plan helps fill the gap
- • Plans are available with no medical underwriting for some age groups
- • Coverage for travel to Ohio State’s James Cancer Center and Cleveland Clinic
Questions About Cancer Insurance
Is cancer insurance the same as health insurance?
No. Cancer insurance is a supplemental policy that pays cash benefits specifically for cancer-related events. It works alongside your existing Medicare coverage.
What types of cancer are covered?
Most policies cover all types of internal cancer. Some also cover skin cancer (melanoma) and carcinoma in situ. We review each policy’s specifics with you.
Can I get cancer insurance if I’ve had cancer before?
It depends on the policy and how long you’ve been cancer-free. Some plans are available after a certain waiting period. We can help find options for your situation.
How much does cancer insurance cost?
Premiums vary based on age, benefit amount, and coverage options. Many plans are surprisingly affordable — often $30-80/month. We’ll compare options to fit your budget.
Does cancer insurance pay if I already have Medicare?
Yes. Cancer insurance pays in addition to Medicare, Medigap, or Medicare Advantage. The benefits are paid directly to you regardless of what other insurance covers.
Prepare for the Unexpected. Protect Your Family.
We can help you find affordable cancer insurance that gives you peace of mind. Get Protection Options